Togax

Terms of use

Togax is a personal budgeting tool made available by its developer to invited users. Using it means accepting the few terms below.

Last updated 13 September 2026

What it is

A planning tool. It helps you lay out a month from payday, track bills and spending, and see what is left. It is not financial, tax or investment advice, and its figures are only as good as what is typed into it or received from your bank. Check anything that matters against your bank.

Access

Sign-in is by Google account and is limited to addresses the developer has allowed. Each account sees only its own data. Keep your Google account secure; a session lasts up to 30 days and can be ended at any time with Sign out.

Bank connections

Connecting a bank is optional and read-only. It is done through Enable Banking under the consent you give at your bank, and never allows the app to initiate payments. You can revoke a connection whenever you like. Banks limit how often data can be refreshed, so balances and transactions may lag by a few hours.

Acceptable use

Use the app for your own budgeting. Do not attempt to access other people’s data, probe or overload the service, or connect accounts that are not yours to connect.

No warranty

The app is provided as is, free of charge, without any guarantee of availability, accuracy or fitness for a purpose. To the extent permitted by law, the developer is not liable for decisions taken on the basis of its figures or for loss of data. Keep a backup: Settings → Export backup exists for that.

Changes and ending

The developer may change or discontinue the app, and may withdraw access, at any time. These terms may be updated; the date at the top says when. Italian law applies.

Contact

Questions about these terms go to tommasogiul03@gmail.com.

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